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Analyst Credit Portfolio Management - Mandarin Speaking

Location London
Department Credit Management
Mergefield Title {Mergefield Value}
Mergefield Title {Mergefield Value}

This is a Permanent, Full Time vacancy that will close in {x} days at {xx:xx} BST.

Credit Management department is the second line of defence (2LoD) credit function that is responsible to prepare risk assessment reports and credit recommendations in support of existing and new business for the Bank. As an Analyst – Credit Portfolio Management, you will be responsible for providing support in Credit Risk Modelling and in Asset Quality Management areas. You will also assist with climate change/ESG project plans and implementations to be in line with regulatory expectations. This is a full time permanent position.

Key responsibilities

  • Provide support to Asset Quality Management, i.e. internal rating/risk classification flow monitoring, daily overdue monitoring, systems and IT projects
  • Liaise with Head Office on asset quality related issues and provide support to complete reports/mandates requested by Head Office
  • Provide supports on reports, policy and procedures, second line of defence (2LoD) reviews on credit risk
  • Assist with credit risk related projects
  • Act as secretary of CRDC, manage CRDC meetings and follow up on actions as required
  • Carry out any ad hoc tasks
  • Cover team members during their absence if required
  • Ensure that work is carried out with due diligence and within the timeframes

Requirements

  • Degree educated in Business, Finance, Accounting or other equivalent
  • Relevant professional qualification considered useful (e.g. ACIB, CFA, FRM)
  • Experience in Credit Risk Management and Data Analysis is preferred
  • Knowledge of regulatory requirement on stress testing
  • Comprehensive knowledge of banking products and risks associated with them
  • Comprehensive knowledge of legal documentation specific to Banking and CCP businesses
  • Demonstrated initiative in suggesting improvements to credit stress testing and EWI monitoring processes
  • Excellent English and Mandarin communication skills
  • Excellent time management skills to handle multiple tasks and meet tight deadlines
  • Good problem solving skills, with the ability to identify, assess, and recommend solutions for complex credit risk and EWI challenges

Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.  

We strive to offer you a continuous learning environment and we will invest in your development. We provide personalised and varied learning tools to support your growth and career through: 

  • access to the best in class qualifications from leading professional bodies such as the Professional Bankers Certificate and Green & Sustainable Finance Certificate from the Chartered Banker Institute 

  • 24/7 on-demand access to over 600 e-tutorials to build and refresh core and advanced banking knowledge 

  • regular pan-bank stay connected sessions to keep in touch with what is going on across the bank and build your network 

  • exploring your unique and collective strengths and development areas to become the best version of yourself using the globally renowned Insights personality profile 

  • developing our People Managers to help coach and guide you towards success, through our 9-month People Manager Development Programme  

  • encouraging a “growth” personal mindset and promoting continuous professional development (CPD) through annual events such as Learning at Work Week 

  • embracing change in a fast-moving industry and encouraging a forward-looking perspective on career development to “future-proof” your career 

  • promoting cross cultural intelligence and to seek out diverse and inclusive perspectives on challenges faced and their solutions 

We provide an attractive and comprehensive benefits package, offering flexibility that can enable you to select the benefits that suits your needs, including: 

Celine Luo
Assistant Vice President, Financial Crime and Compliance

Bank of China is a great platform for everyone who wants to gain different knowledge and self-development. I started as a Junior Associate and had the opportunities to gain invaluable working experience in two different departments. I am happily working here, as an Assistant Vice President in the Financial Crime and Compliance department. I believe I will continue to grow here, not only in my career development but also in my personal wellbeing.

Daniel Shulakov
Senior Associate,
Credit Management

I joined Bank of China as a university graduate and I believe I have found the best place for me. From the first day my priority was always to learn. This was quickly recognised by my department, which provided me with the platform to grow, and my colleagues have been very helpful in the guidance they have provided me with along my journey. There are ample opportunities to grow with the Bank and it all depends on how much one would like to develop themselves.

Rita Cobbold
Vice President – Head of Customer Due Diligence, CFU Middle Office

I have been working at Bank of China for almost 8 years. In March 2022 I was promoted to VP - Head of Customer Due Diligence and I lead the CDD Unit. There are so many great things about working for the company. My favourite is probably the Bank’s commitment to identifying talent and nurturing them to develop into great leaders. The Bank embraces employees of all experience levels, backgrounds, and beliefs. They understand the value of a diverse team and make efforts to hire a variety of people. Working here has really enhanced my knowledge, my understanding of different cultures, leadership skills and a sense of direction for the future.

Jamie Robinson
Assistant Vice President – Sales, Financial Markets

As a 20-year veteran at Bank of China, I have seen huge growth and progress within that time. Through hard work and perseverance, I was given the opportunity to progress through the ranks, utilising the training and development facilities and absorbing the experience from a diverse range of colleagues. This has been invaluable to develop my soft skills and become a well-rounded professional.

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